Observations

Q4 2025: 5.6

Updated: Nov 3, 2025 1:11 PM CST

Units:

Percent,

Not Seasonally Adjusted

Frequency:

Quarterly

Notes

Title	Release Dates

Net Percentage of Large Domestic Banks Increasing Spreads of Interest Rates over Banks' Cost of Funds on Credit Card Loans	2022-11-07	2025-05-11
Net Percentage of Large Domestic Banks Increasing Spreads of Interest Rates Over Banks' Cost of Funds on Credit Card Loans	2025-05-12	2025-11-03

Source

Board of Governors of the Federal Reserve System (US)	2022-11-07	2025-11-03

Release

Senior Loan Officer Opinion Survey on Bank Lending Practices	2022-11-07	2025-11-03

Units

Percent	2022-11-07	2025-11-03

Frequency

Quarterly	2022-11-07	2025-11-03

Seasonal Adjustment

Not Seasonally Adjusted	2022-11-07	2025-11-03

Notes

This data series is part of the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS). The purpose of the survey is to provide qualitative and limited quantitative information on bank credit availability and loan demand, as well as on evolving developments and lending practices in the U.S. loan markets. A portion of each survey typically covers special topics of timely interest. For more detail, refer to the Board's supporting statement (https://www.federalreserve.gov/data/sloos/about.htm).	2022-11-07	2025-05-11
data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/data/SLOOS%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).	2025-05-12	2025-11-03

Net Percentage of Large Domestic Banks Increasing Spreads of Interest Rates Over Banks' Cost of Funds on Credit Card Loans (SUBLPDCLCTSLGNQ)