Senior Loan Officer Survey

Net Percentage of Domestic Banks Tightening Standards for Commercial and Industrial Loans to Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, DRTSCILM
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 1990 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Credit Card Loans Quarterly, Not Seasonally Adjusted, DRTSCLCC
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q1 1996 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Commercial and Industrial Loans to Small Firms Quarterly, Not Seasonally Adjusted, DRTSCIS
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 1990 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Auto Loans Quarterly, Not Seasonally Adjusted, STDSAUTO
Units Release Dates Observation Period Percent 2011-08-15 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Subprime Mortgage Loans Quarterly, Not Seasonally Adjusted, DRTSSP
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 2007 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Commercial Real Estate Loans with Construction and Land Development Purposes Quarterly, Not Seasonally Adjusted, SUBLPDRCSC
Units Release Dates Observation Period Percent 2014-08-04 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, DRIWCIL
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 1982 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, STDSOTHCONS
Units Release Dates Observation Period Percent 2011-08-15 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Auto Loans Quarterly, Not Seasonally Adjusted, DEMAUTO
Units Release Dates Observation Period Percent 2011-08-15 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Multifamily Residential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCSM
Units Release Dates Observation Period Percent 2014-08-04 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans from Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, DRSDCILM
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q4 1991 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans Quarterly, Not Seasonally Adjusted, DRSDSP
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 2007 to Q1 2023

Net Percentage of Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds to Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, DRISCFLM
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 1990 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Nonfarm Nonresidential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCSN
Units Release Dates Observation Period Percent 2014-08-04 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Credit Card Loans Quarterly, Not Seasonally Adjusted, DEMCC
Units Release Dates Observation Period Percent 2011-08-15 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for GSE-Eligible Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSENQ
Units Release Dates Observation Period Percent 2015-02-02 to 2023-02-06 Q1 2015 to Q1 2023

Net Percentage of Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds to Small Firms Quarterly, Not Seasonally Adjusted, DRISCFS
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q2 1990 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans from Small Firms Quarterly, Not Seasonally Adjusted, DRSDCIS
Units Release Dates Observation Period Percent 2010-04-20 to 2023-02-06 Q4 1991 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, DEMOTHCONS
Units Release Dates Observation Period Percent 2011-08-15 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans with Construction and Land Development Purposes Quarterly, Not Seasonally Adjusted, SUBLPDRCDC
Units Release Dates Observation Period Percent 2014-08-04 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Government Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSGNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2023-02-06 Q1 2015 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans Secured by Multifamily Residential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCDM
Units Release Dates Observation Period Percent 2014-08-04 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans, Weighted to Differentiate "much More Willing" and "much Less Willing" Responses (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLIWXWFRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2022-11-07 Q3 1966 to Q3 2017

Net Percentage of Domestic Banks Increasing Spreads of Interest Rates over Banks' Cost of Funds on Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCTSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q1 1996 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards Across Loan Categories, Weighted by Banks' Outstanding Loan Balances by Category Quarterly, Not Seasonally Adjusted, SUBLPDMOSXWBNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q3 1991 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Qualified Mortgage Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSJNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2023-02-06 Q1 2015 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans Secured by Nonfarm Nonresidential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCDN
Units Release Dates Observation Period Percent 2014-08-04 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Commercial Real Estate Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, DRTSCREL
Units Release Dates Observation Period Percent 2010-04-20 to 2013-08-04 Q3 1990 to Q2 2013 Percent 2013-08-05 to 2019-11-04 Q3 1990 to Q3 2013

Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans with Construction and Land Development Purposes Quarterly, Not Seasonally Adjusted, SUBLPDRCSCLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q4 2013 to Q1 2023

Net Percentage of Large Domestic Banks Tightening Standards for Subprime Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSSLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 2007 to Q1 2023

Net Percentage of Large Domestic Banks Tightening Standards for Commercial and Industrial Loans to Small Firms Quarterly, Not Seasonally Adjusted, SUBLPDCISSLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 1990 to Q1 2023

Net Percentage of Large Domestic Banks Increasing the Minimum Required Down Payment on Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLATDLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for HELOCs Quarterly, Not Seasonally Adjusted, SUBLPDCLHSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q1 2008 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Non-Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSMNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2023-02-06 Q1 2015 to Q1 2023

Net Percentage of Large Domestic Banks Tightening Standards for Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCSLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q1 1996 to Q1 2023

Number of Domestic Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIREDSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2022-11-07 Q3 2000 to Q1 2011

Large Bank Definition by Total Assets Quarterly, Not Seasonally Adjusted, SUBLPDMCONQ
Units Release Dates Observation Period Billions of Dollars 2022-11-07 to 2023-02-06 Q1 1989 to Q1 2023

Net Percentage of Large Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLIWLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 1982 to Q1 2023

Net Percentage of Large Domestic Banks Reducing Credit Limits on Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCTCLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q1 1996 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards on Business Loans, Weighted by Banks' Outstanding Loan Balances by Category Quarterly, Not Seasonally Adjusted, SUBLPDMBSXWBNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q3 1991 to Q1 2023

Net Percentage of Foreign Banks Tightening Standards for Commercial Real Estate Loans Quarterly, Not Seasonally Adjusted, SUBLPFRCSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q3 1990 to Q1 2023

Net Percentage of Domestic Banks Tightening Standards for Prime Mortgage Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, DRTSPM
Units Release Dates Observation Period Percent 2010-04-20 to 2014-11-03 Q2 2007 to Q4 2014 Percent 2014-11-04 to 2019-11-04 Q2 2007 to Q4 2014

Net Percentage of Other Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLIWOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 1982 to Q1 2023

Number of Large Domestic Banks That Tightened and Reported That Increase in Defaults by Borrowers in Public Debt Markets Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTDSLGNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2022-11-07 Q3 2000 to Q1 2011

Net Percentage of Domestic Banks Reporting Stronger Demand for Government Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDGNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2023-02-06 Q1 2015 to Q1 2023

Net Percentage of Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDENQ
Units Release Dates Observation Period Percent 2015-02-02 to 2023-02-06 Q1 2015 to Q1 2023

Net Percentage of Other Domestic Banks Tightening Standards for Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLASOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 2011 to Q1 2023

Net Percentage of Other Domestic Banks Tightening Standards for Commercial and Industrial Loans to Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILSOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2023-02-06 Q2 1990 to Q1 2023