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Bankrate Monitor (BRM): Savings Account APY (BRMSA0102)

Observations

H1 2026: 0.50
Updated: Jul 2, 2026 9:01 AM CDT
H1 2026:  0.50  
H2 2025:  0.48  
H1 2025:  0.47  
H2 2024:  0.52  
H1 2024:  0.52  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Semiannual,
As of Thursday

Fullscreen

Notes

Title Release Dates
Bankrate Monitor (BRM): Savings Account APY 2026-01-21 2026-07-02
 
Source    
Bankrate, LLC 2026-01-21 2026-07-02
 
Release    
Bankrate Monitor (BRM) National Index 2026-01-21 2026-07-02
 
Units    
Percent 2026-01-21 2026-07-02
 
Frequency    
Semiannual, As of Thursday 2026-01-21 2026-07-02
 
Seasonal Adjustment    
Not Seasonally Adjusted 2026-01-21 2026-07-02
 
Notes    
This series shows the national average Annual Percentage Yield (APY) for savings accounts.

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For Bankrate’s BRM rates on deposit products, APYs are gathered as defined above assuming the consumer is a new customer to the bank, and is opening a stand-alone account at the minimum to open and earn interest. Copyright Bankrate, LLC. Bankrate Savings account APY (https://www.bankrate.com/data-center/savings-account/)
Before being surveyed on a weekly basis, savings accounts were only surveyed 1-2 times per year.

2026-01-21 2026-07-02

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Other Formats

Annual, Not Seasonally Adjusted Monthly, Not Seasonally Adjusted Weekly, Not Seasonally Adjusted

Related Categories

Saving Accounts Interest Rates Money, Banking, & Finance

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Tags

Bankrate, LLC. Semiannual Deposits Copyrighted: Citation Required Not Seasonally Adjusted