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Bankrate Monitor (BRM): Interest Checking Account APY (BRMINTCA01)

Observations

2026-10-28: 0.06
Updated: Oct 29, 2026 9:01 AM CDT
2026-10-28:  0.06  
2026-10-21:  0.06  
2026-10-14:  0.06  
2026-10-07:  0.06  
2026-09-30:  0.06  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Weekly,
As of Thursday

Fullscreen

Notes

Title Release Dates
Bankrate Monitor (BRM): Interest Checking Account APY 2026-01-21 2026-10-29
 
Source    
Bankrate, LLC 2026-01-21 2026-10-29
 
Release    
Bankrate Monitor (BRM) National Index 2026-01-21 2026-10-29
 
Units    
Percent 2026-01-21 2026-10-29
 
Frequency    
Weekly, As of Thursday 2026-01-21 2026-10-29
 
Seasonal Adjustment    
Not Seasonally Adjusted 2026-01-21 2026-10-29
 
Notes    
This series represents the national average APY for interest-bearing checking accounts.

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For Bankrate’s BRM rates on deposit products, APYs are gathered as defined above assuming the consumer is a new customer to the bank, and is opening a stand-alone account at the minimum to open and earn interest. Copyright Bankrate, LLC. Bankrate Interest checking account APY (https://www.bankrate.com/data-center/interest-checking-account/)

2026-01-21 2026-10-29

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Interest Checking Accounts Interest Rates Money, Banking, & Finance

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Bankrate, LLC. Deposits Weekly Copyrighted: Citation Required Not Seasonally Adjusted