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Bankrate Monitor (BRM): Adjustable Rate Mortgage (ARM) Rate (BRMARM01)

Observations

2026-07-29: 6.40
Updated: Jul 30, 2026 9:01 AM CDT
2026-07-29:  6.40  
2026-07-22:  6.33  
2026-07-15:  6.20  
2026-07-08:  6.16  
2026-07-01:  6.11  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Weekly,
As of Thursday

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Notes

Title Release Dates
Bankrate Monitor (BRM): Adjustable Rate Mortgage (ARM) Rate 2026-01-21 2026-07-30
 
Source    
Bankrate, LLC 2026-01-21 2026-07-30
 
Release    
Bankrate Monitor (BRM) National Index 2026-01-21 2026-07-30
 
Units    
Percent 2026-01-21 2026-07-30
 
Frequency    
Weekly, As of Thursday 2026-01-21 2026-07-30
 
Seasonal Adjustment    
Not Seasonally Adjusted 2026-01-21 2026-07-30
 
Notes    
This series reflects the national average interest rate for 5/1 ARMs.

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. To determine the BRM 5/6 ARM rate, Bankrate collects rates as defined above based on no existing relationship or automatic payments. The customer profile used for rates on conforming products includes: 700 FICO, 80 percent LTV, $320K loan amount, Existing single-family detached home (not a new construction), Primary residence. Copyright Bankrate, LLC. Bankrate">Bankrate" class="breakable" target="_blank" rel="nofollow">https://www.bankrate.com/data-center/arm/"">Bankrate ("https://www.bankrate.com/data-center/arm/") Adjustable rate mortgage (ARM) rate

2026-01-21 2026-07-30

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Bankrate, LLC. Weekly Housing Copyrighted: Citation Required Not Seasonally Adjusted