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Home > Releases > Z.1 Financial Accounts of the United States > Households and Nonprofit Organizations; One-to-Four-Family Residential Mortgages and Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level

Households and Nonprofit Organizations; One-to-Four-Family Residential Mortgages and Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level (BOGZ1FL154104016A)

Observations

2025: 82.59869
Updated: Sep 11, 2026 1:29 PM CDT
2025:  82.59869  
2024:  83.68493  
2023:  86.83516  
2022:  92.60745  
2021:  86.84265  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Annual,
End of Period

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Notes

Title Release Dates
Households and nonprofit organizations; home mortgages and consumer credit as a percentage of disposable personal income; liability, Level 2019-03-07 2020-03-11
Households and Nonprofit Organizations; One-to-Four-Family Residential Mortgages and Consumer Credit as a Percentage of Disposable Personal Income; Liability, Level 2020-03-12 2026-09-11
 
Source    
Board of Governors of the Federal Reserve System (US) 2019-03-07 2026-09-11
 
Release    
Z.1 Financial Accounts of the United States 2019-03-07 2026-09-11
 
Units    
Percent 2019-03-07 2026-09-11
 
Frequency    
Annual 2019-03-07 2026-01-08
Annual, End of Period 2026-01-09 2026-09-11
 
Seasonal Adjustment    
Not Seasonally Adjusted 2019-03-07 2026-09-11
 
Notes    
Source ID: FL154104016.A

For more information about the Flow of Funds tables, see: https://www.federalreserve.gov/apps/fof/Default.aspx

For a detailed description, including how this series is constructed, see: https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL154104016&t=

2019-03-07 2019-12-11
Source ID: FL154104016.A

For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx).

With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx).

In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL154104016&t=) provided by the source.

2019-12-12 2025-09-10
Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx).##With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx).##In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL154104016&t=) provided by the source.



 2025-09-11 2026-09-10
Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx).
With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx).
In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL154104016&t=) provided by the source. To easily map the Board series IDs to FRED series IDs, see the DDP-FRED crosswalk (https://www.federalreserve.gov/data/data-download-fred-information.htm).



2026-09-11 2026-09-11

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Disposable Nonprofit Organizations Consumer Credit Mortgage Personal Income Liabilities Percent Loans Households Z.1 US Financial Accounts Personal Consumer Income Housing Board of Governors Annual Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted