Senior Loan Officer Survey

Net Percentage of Foreign Banks Tightening Standards for Commercial Real Estate Loans Quarterly, Not Seasonally Adjusted, SUBLPFRCSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q3 1990 to Q1 2024

Net Percentage of Foreign Banks Reporting Stronger Demand for Commercial Real Estate Loans Quarterly, Not Seasonally Adjusted, SUBLPFRCDNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 1995 to Q1 2024

Net Percentage of Foreign Banks Tightening Standards for Approving Commercial and Industrial Loans Quarterly, Not Seasonally Adjusted, SUBLPFCISNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q4 1990 to Q1 2024

Net Percentage of Foreign Banks Tightening Loan Covenants Quarterly, Not Seasonally Adjusted, SUBLPFCITLNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q1 1991 to Q1 2024

Net Percentage of Foreign Banks Reducing the Maximum Size of Credit Lines Quarterly, Not Seasonally Adjusted, SUBLPFCITMNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q1 1991 to Q1 2024

Number of Foreign Banks That Tightened and Reported That Decreased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRTSVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2024-02-05 Q1 1999 to Q1 2024

Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors Quarterly, Not Seasonally Adjusted, SUBLPFCITFNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Foreign Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds Quarterly, Not Seasonally Adjusted, SUBLPFCITSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q1 1991 to Q1 2024

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWMNNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q1 1995 to Q1 2023

Net Percentage of Foreign Banks Increasing Premiums Charged on Riskier Loans Quarterly, Not Seasonally Adjusted, SUBLPFCITRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q4 1998 to Q1 2024

Number of Foreign Banks That Tightened and Reported That Decreased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRTSSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2024-02-05 Q1 1999 to Q1 2024

Net Percentage of Foreign Banks Increasing Collateralization Requirements Quarterly, Not Seasonally Adjusted, SUBLPFCITQNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q1 1991 to Q1 2024

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWSVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q2 1996 to Q1 2023

Net Percentage of Foreign Banks Reducing the Maximum Maturity of Credit Lines Quarterly, Not Seasonally Adjusted, SUBLPFCITANQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q3 2005 to Q1 2024

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWSNNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q2 1996 to Q1 2023

Net Percentage of Foreign Banks Increasing Costs of Credit Lines Quarterly, Not Seasonally Adjusted, SUBLPFCITCNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q1 1991 to Q1 2024

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWMSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q1 1995 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWSSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q2 1996 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWINNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 1991 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWPNNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 2012 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWANNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q3 1999 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWASNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q3 1999 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWAVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q3 1999 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWENNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 1991 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWESNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 1991 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWEVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 1991 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWGNNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q2 1996 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWGSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q2 1996 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWGVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q2 1996 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWISNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 1991 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWIVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 1991 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWMVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q1 1995 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWPSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 2012 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWPVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2023-02-06 Q4 2012 to Q1 2023

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Customers' Transitioning from Commercial and Industrial Loans to Commercial Real Estate Loans Was Not an Important Reason (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPFCIRWRNNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2022-11-07 Q4 2012 to Q3 2013

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Customers' Transitioning from Commercial and Industrial Loans to Commercial Real Estate Loans Was a Somewhat Important Reason (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPFCIRWRSNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2022-11-07 Q4 2012 to Q3 2013

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Customers' Transitioning from Commercial and Industrial Loans to Commercial Real Estate Loans Was a Very Important Reason (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPFCIRWRVNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2022-11-07 Q4 2012 to Q3 2013