Observations

Q2 2026: 10.50

Updated: Oct 7, 2026 1:20 PM CDT

Units:

Billions of U.S. Dollars,

Not Seasonally Adjusted

Frequency:

Quarterly,

End of Quarter

Notes

Title	Release Dates

Large Bank Consumer Mortgage Originations: Originations by Product Type: Adjustable Rate Mortgage: Interest Only	2025-07-08	2026-10-07

Source

Federal Reserve Bank of Philadelphia	2025-07-08	2026-10-07

Release

FR Y-14M Large Bank Credit Card and Mortgage Data	2025-07-08	2026-10-07

Units

Billions of U.S. Dollars	2025-07-08	2026-10-07

Frequency

Quarterly, End of Quarter	2025-07-08	2026-10-07

Seasonal Adjustment

Not Seasonally Adjusted	2025-07-08	2026-10-07

Notes

The total balances of new first-lien originations that have an interest only payment period and adjustable interest rate. Quarterly first-lien originations represent the sum of origination balances in the given quarter. For more detail see the methodology (https://sc103-philfed-prod-cm.sitecore-prod-ase4.appserviceenvironment.net/surveys-and-data/y14-methodology).	2025-07-08	2026-10-07

Large Bank Consumer Mortgage Originations: Originations by Product Type: Adjustable Rate Mortgage: Interest Only (RCMFLOORIGPRODARMIO)