Observations

Q2 2025: 7.61

Updated: Oct 17, 2025 8:55 PM CDT

Units:

Billions of U.S. Dollars,

Not Seasonally Adjusted

Frequency:

Quarterly,

End of Quarter

Notes

Title	Release Dates

Large Bank Consumer Mortgage Originations: Product Type: Adjustable Rate Mortgage - Interest Only	2025-07-08	2025-10-17

Source

Federal Reserve Bank of Philadelphia	2025-07-08	2025-10-17

Release

FR Y-14M Large Bank Credit Card and Mortgage Data	2025-07-08	2025-10-17

Units

Billions of U.S. Dollars	2025-07-08	2025-10-17

Frequency

Quarterly, End of Quarter	2025-07-08	2025-10-17

Seasonal Adjustment

Not Seasonally Adjusted	2025-07-08	2025-10-17

Notes

The total balances of new first-lien originations that have an interest only payment period and adjustable interest rate. Quarterly first-lien originations represent the sum of origination balances in the given quarter. For more detail see the methodology (https://sc103-philfed-prod-cm.sitecore-prod-ase4.appserviceenvironment.net/surveys-and-data/y14-methodology).	2025-07-08	2025-10-17

Large Bank Consumer Mortgage Originations: Product Type: Adjustable Rate Mortgage - Interest Only (RCMFLOORIGPRODARMIO)