Observations

Aug 2026: 73.70507

Updated: Sep 29, 2026 2:47 PM CDT

Units:

Percent,

Not Seasonally Adjusted

Frequency:

Monthly

Notes

Title	Release Dates

Artificial Intelligence Adoption by Ramp Businesses: Industry: Finance and Insurance	2026-09-09	2026-09-09

Source

Ramp	2026-09-09	2026-09-09

Release

Ramp AI Index	2026-09-09	2026-09-09

Units

Percent	2026-09-09	2026-09-09

Frequency

Monthly	2026-09-09	2026-09-09

Seasonal Adjustment

Not Seasonally Adjusted	2026-09-09	2026-09-09

Notes

Ramp AI Index measures the adoption rate of artificial intelligence products and services among American businesses. Our sample includes more than 70,000 American businesses and billions of dollars in corporate spend using data from Ramp’s corporate card and bill pay platform. Adoption rate is the share of businesses with an observed payment for an AI product or service in a given month. The measure uses corporate card, invoice, and ACH transactions processed by Ramp; merchant names and line-item details identify qualifying payments. For more information, visit ramp.com/data/ai-index (https://ramp.com/data/ai-index). Copyright 2025–2026 Ramp Business Corporation. Citation required.	2026-09-09	2026-09-09

Artificial Intelligence Adoption by Ramp Businesses: Industry: Finance and Insurance (RAMPAIFINANCE)