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Personal Saving Rate (PSAVERT)

Observations

Jan 2026: 4.5
Updated: Mar 13, 2026 7:43 AM CDT
Jan 2026:  4.5  
Dec 2025:  4.0  
Nov 2025:  4.0  
Oct 2025:  4.0  
Sep 2025:  4.3  

Units:

Percent,
Seasonally Adjusted Annual Rate

Frequency:

Monthly

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Notes

Title Release Dates
Personal Saving Rate 1997-02-03 2026-03-13
 
Source    
U.S. Bureau of Economic Analysis 1997-02-03 2026-03-13
 
Release    
Personal Income and Outlays 1997-02-03 2026-03-13
 
Units    
Percent 1997-02-03 2026-03-13
 
Frequency    
Monthly 1997-02-03 2026-03-13
 
Seasonal Adjustment    
Seasonally Adjusted Annual Rate 1997-02-03 2026-03-13
 
Notes    
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as “the personal saving rate,” is calculated as the ratio of personal saving to DPI.
Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)

BEA Account Code: A072RC1

A Guide to the National Income and Product Accounts of the United States (NIPA) - (http://www.bea.gov/national/pdf/nipaguid.pdf)

1997-02-03 2017-10-29
BEA Account Code: A072RC
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as “the personal saving rate,” is calculated as the ratio of personal saving to DPI.
Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)
A Guide to the National Income and Product Accounts of the United States (NIPA) - (http://www.bea.gov/national/pdf/nipaguid.pdf)

2017-10-30 2019-06-27
BEA Account Code: A072RC
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)
A Guide to the National Income and Product Accounts of the United States (http://www.bea.gov/national/pdf/nipaguid.pdf) (NIPA).

2019-06-28 2026-03-13

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Savings Personal National Income and Product Accounts Bureau of Economic Analysis Rate Seasonally Adjusted Monthly Nation Public Domain: Citation Requested United States of America