Observations

Q4 2025: 30.37833

Updated: Jan 28, 2026 9:42 AM CST

Units:

Percent,

Not Seasonally Adjusted

Frequency:

Quarterly

Notes

Title	Release Dates

Equifax Subprime Credit Population for Smith County, TX	2019-02-07	2026-01-22

Source

Equifax	2019-02-07	2026-01-22
Federal Reserve Bank of New York	2019-02-07	2026-01-22

Release

Equifax Credit Quality	2019-02-07	2026-01-22

Units

Percent	2019-02-07	2026-01-22

Frequency

Quarterly	2019-02-07	2026-01-22

Seasonal Adjustment

Not Seasonally Adjusted	2019-02-07	2026-01-22

Notes

Estimate of the percentage of the population with a credit score below 660. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel" (https://www.newyorkfed.org/research/staff_reports/sr479.html). Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel Reprinted with permission. Copyright © 2016, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax.	2019-02-07	2026-01-22

Release Tables

Equifax Credit Quality