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Equifax Subprime Credit Population for Santa Cruz County, CA (EQFXSUBPRIME006087)

Observations

Q3 2026: 28.79284
Updated: Oct 22, 2026 10:58 AM CDT
Q3 2026:  28.79284  
Q2 2026:  28.09060  
Q1 2026:  28.09459  
Q4 2025:  28.64692  
Q3 2025:  27.97668  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly

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Notes

Title Release Dates
Equifax Subprime Credit Population for Santa Cruz County, CA 2019-02-07 2026-10-21
 
Source    
Equifax 2019-02-07 2026-07-22
Federal Reserve Bank of New York 2019-02-07 2026-07-22
Equifax 2026-07-23 2026-10-21
Federal Reserve Bank of New York 2026-07-23 2026-10-21
 
Release    
Equifax Credit Quality 2019-02-07 2026-10-21
 
Units    
Percent 2019-02-07 2026-10-21
 
Frequency    
Quarterly 2019-02-07 2026-10-21
 
Seasonal Adjustment    
Not Seasonally Adjusted 2019-02-07 2026-10-21
 
Notes    
Estimate of the percentage of the population with a credit score below 660. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel" (https://www.newyorkfed.org/research/staff_reports/sr479.html).

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2016, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax.

2019-02-07 2026-07-22
Estimate of the percentage of the population with a credit score below 660. Starting with the update of August 10, 2026, the estimates are calculated using the Vantage Score 4.0 credit scores. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An" class="breakable" target="_blank" rel="nofollow">https://www.newyorkfed.org/research/staff_reports/sr479.html">"An Introduction to the Consumer Credit Panel".

Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel

Reprinted with permission. Copyright © 2026, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax."

2026-07-23 2026-10-21

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Santa Cruz County, CA Santa Cruz Equifax Subprime New York Fed California Copyrighted: Pre-Approval Required Population County or County Equivalent Quarterly United States of America Not Seasonally Adjusted