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Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston (DISCONTINUED) (D1NIM)

Observations

Q3 2020: 2.06
Updated: Dec 10, 2020 3:06 PM CST
Q3 2020:  2.06  
Q2 2020:  2.07  
Q1 2020:  2.18  
Q4 2019:  2.66  
Q3 2019:  2.70  

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Percent,
Not Seasonally Adjusted

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Bar 1 - Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston Vintage: 2020-08-17
Bar 1
(a) Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston, Percent, Not Seasonally Adjusted (D1NIM)
The Federal Reserve Bank of St. Louis calculates this annualized series as the ratio of Tax-Adjusted Income to Average Earning Assets using raw data as collected by the FFIEC. The source provides this data at https://cdr.ffiec.gov/public/. Tax-adjusted income is the sum of Net Interest Income (call item RIAD4074) and annualized Income/Loss before Income Taxes and Extraordinary Items and Other Adjustments (call item RIAD4301), which is multiplied by the corresponding tax rate based on the annual income level. Currently, Average Earning Assets is computed as the sum of Interest-Bearing Balances (call item RCFD0071); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Trading Assets (call item RCFD3545); Total Held-to-Maturity Securities (call item RCFD1754); Total Amortized Cost of Available-For-Sale Securities (call item RCFD1772); Federal Funds Sold (call item RCONB987); Securities Purchased Under Agreement to Resell (call item RCFDB989). The Federal Reserve Bank of St. Louis includes the sum of Federal Funds Sold (call item RCONB987) and Securities Purchased Under Agreement to Resell (call item RCFDB989) in lieu of call item RCFD1350 (Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs)) beginning in the first quarter of 2002. Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances (call item RCFD0071); Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs) (call item RCFD1350); Total Investment Securities at Book Value (call item RCFD0390); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Assets Held in Trading Accounts (call item RCFD2146). Geographic location is determined by the Federal Reserve District number '01' (call item RSSD9170), representing the Boston Federal Reserve District. Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items."

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    Bar 1 - Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston Vintage: 2020-08-17
    Bar 2
    (a) Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston (DISCONTINUED), Percent, Not Seasonally Adjusted (D1NIM)
    This series is discontinued and will no longer be updated. Additional consolidated data is available on the FDIC's Bank Data and Statistics (https://www.fdic.gov/bank/statistical/). The Federal Reserve Bank of St. Louis calculates this annualized series as the ratio of Tax-Adjusted Income to Average Earning Assets using raw data as collected by the FFIEC. The source provides this data at https://cdr.ffiec.gov/public/. Tax-adjusted income is the sum of Net Interest Income (call item RIAD4074) and annualized Income/Loss before Income Taxes and Extraordinary Items and Other Adjustments (call item RIAD4301), which is multiplied by the corresponding tax rate based on the annual income level. Currently, Average Earning Assets is computed as the sum of Interest-Bearing Balances (call item RCFD0071); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Trading Assets (call item RCFD3545); Total Held-to-Maturity Securities (call item RCFD1754); Total Amortized Cost of Available-For-Sale Securities (call item RCFD1772); Federal Funds Sold (call item RCONB987); Securities Purchased Under Agreement to Resell (call item RCFDB989). The Federal Reserve Bank of St. Louis includes the sum of Federal Funds Sold (call item RCONB987) and Securities Purchased Under Agreement to Resell (call item RCFDB989) in lieu of call item RCFD1350 (Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs)) beginning in the first quarter of 2002. Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances (call item RCFD0071); Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs) (call item RCFD1350); Total Investment Securities at Book Value (call item RCFD0390); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Assets Held in Trading Accounts (call item RCFD2146). Geographic location is determined by the Federal Reserve District number '01' (call item RSSD9170), representing the Boston Federal Reserve District. Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items.

    Select a date that will equal 100 for your custom index:
      Enter date as YYYY-MM-DD
    to

    Write a custom formula to transform one or more series or combine two or more series.

    You can begin by adding a series to combine with your existing series.

    Type keywords to search for data

      Now create a custom formula to combine or transform the series.

      For example, invert an exchange rate by using formula 1/a, where “a” refers to the first FRED data series added to this line. Or calculate the spread between 2 interest rates, a and b, by using the formula a - b.

      Use the assigned data series variables (a, b, c, etc.) together with operators (+, -, *, /, ^, etc.), parentheses and constants (1, 1.5, 2, etc.) to create your own formula (e.g., 1/a, a-b, (a+b)/2, (a/(a+b+c))*100). As noted above, you may add other data series to this line before entering a formula.

      Finally, you can change the units of your new series.

      Select a date that will equal 100 for your custom index:
          Enter date as YYYY-MM-DD

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      Bar 1
      Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston Vintage: 2020-08-17
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      Bar 2
      Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston (DISCONTINUED) Vintage: 2020-12-09
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      Notes

      Title Release Dates
      Net Interest Margin for Banks Geographically Located in FRB-Boston District 2014-05-20 2020-07-23
      Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston 2020-07-24 2020-12-08
      Net Interest Margin for Banks Geographically Located in Federal Reserve District 1: Boston (DISCONTINUED) 2020-12-09 2020-12-09
       
      Source    
      Federal Financial Institutions Examination Council (US) 2014-05-20 2020-07-23
      Federal Reserve Bank of St. Louis 2014-05-20 2020-12-09
      Federal Financial Institutions Examination Council (US) 2020-07-24 2020-12-08
      Federal Reserve Bank of St. Louis 2020-08-17 2020-12-08
      Federal Financial Institutions Examination Council (US) 2020-12-09 2020-12-09
      Federal Reserve Bank of St. Louis 2020-12-09 2020-12-09
       
      Release    
      Reports of Condition and Income for All Insured U.S. Commercial Banks 2014-05-20 2020-12-09
       
      Units    
      Percent 2014-05-20 2020-12-09
       
      Frequency    
      Quarterly, End of Period 2014-05-20 2020-12-09
       
      Seasonal Adjustment    
      Not Seasonally Adjusted 2014-05-20 2020-12-09
       
      Notes    
      This series is constructed as the ratio of Tax-Adjusted Income to Average Earning Assets. Tax-adjusted income is the sum of Net Interest Income call item RIAD4074 and annualized Income (Loss) before Income Taxes and Extraordinary Items and Other Adjustments call item RIAD4301, which is multiplied by the corresponding tax rate based on the annual income level. Average Earning Assets is the sum Interest-Bearing Balances call item RCFD0071; Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities (IBFs) call item RCFD1350; Total Loans and Leases, Net of Unearned Income call item RCFD2122; Total Trading Assets call item RCFD3545; Total Held-to-Maturity Securities call item RCFD1754; Total Amortized Cost of Available-For-Sale Securities call item RCFD1772. Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances call item RCFD0071; Total Investment Securities at Book Value call item RCFD0390; Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities (IBFs) call item RCFD1350; Total Loans and Leases, Net of Unearned Income call item RCFD2122; Total Assets Held in Trading Accounts call item RCFD2146.
      Geographic location is determined by the Federal Reserve District call item RSSD9170 = '01' representing Boston Federal Reserve District.
      Data are annualized.
      For more information and definition about the specific call item codes, please see http://www.federalreserve.gov/apps/mdrm/data-dictionary.
      This series is calculated by the Federal Reserve Bank of St. Louis using raw data that are collected by the FFIEC. Raw data can be found at https://cdr.ffiec.gov/public/.

      		2014-05-20 2020-07-23
      The Federal Reserve Bank of St. Louis calculates this annualized series as the ratio of Tax-Adjusted Income to Average Earning Assets using raw data as collected by the FFIEC. The source provides this data at https://cdr.ffiec.gov/public/.

      Tax-adjusted income is the sum of Net Interest Income (call item RIAD4074) and annualized Income/Loss before Income Taxes and Extraordinary Items and Other Adjustments (call item RIAD4301), which is multiplied by the corresponding tax rate based on the annual income level. Currently, Average Earning Assets is computed as the sum of Interest-Bearing Balances (call item RCFD0071); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Trading Assets (call item RCFD3545); Total Held-to-Maturity Securities (call item RCFD1754); Total Amortized Cost of Available-For-Sale Securities (call item RCFD1772); Federal Funds Sold (call item RCONB987); Securities Purchased Under Agreement to Resell (call item RCFDB989).

      The Federal Reserve Bank of St. Louis includes the sum of Federal Funds Sold (call item RCONB987) and Securities Purchased Under Agreement to Resell (call item RCFDB989) in lieu of call item RCFD1350 (Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs)) beginning in the first quarter of 2002.

      Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances (call item RCFD0071); Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs) (call item RCFD1350); Total Investment Securities at Book Value (call item RCFD0390); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Assets Held in Trading Accounts (call item RCFD2146).

      Geographic location is determined by the Federal Reserve District number '01' (call item RSSD9170), representing the Boston Federal Reserve District.

      Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items."

      		2020-07-24 2020-12-08
      This series is discontinued and will no longer be updated. Additional consolidated data is available on the FDIC's Bank Data and Statistics (https://www.fdic.gov/bank/statistical/).

      The Federal Reserve Bank of St. Louis calculates this annualized series as the ratio of Tax-Adjusted Income to Average Earning Assets using raw data as collected by the FFIEC. The source provides this data at https://cdr.ffiec.gov/public/.

      Tax-adjusted income is the sum of Net Interest Income (call item RIAD4074) and annualized Income/Loss before Income Taxes and Extraordinary Items and Other Adjustments (call item RIAD4301), which is multiplied by the corresponding tax rate based on the annual income level. Currently, Average Earning Assets is computed as the sum of Interest-Bearing Balances (call item RCFD0071); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Trading Assets (call item RCFD3545); Total Held-to-Maturity Securities (call item RCFD1754); Total Amortized Cost of Available-For-Sale Securities (call item RCFD1772); Federal Funds Sold (call item RCONB987); Securities Purchased Under Agreement to Resell (call item RCFDB989).

      The Federal Reserve Bank of St. Louis includes the sum of Federal Funds Sold (call item RCONB987) and Securities Purchased Under Agreement to Resell (call item RCFDB989) in lieu of call item RCFD1350 (Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs)) beginning in the first quarter of 2002.

      Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances (call item RCFD0071); Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs) (call item RCFD1350); Total Investment Securities at Book Value (call item RCFD0390); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Assets Held in Trading Accounts (call item RCFD2146).

      Geographic location is determined by the Federal Reserve District number '01' (call item RSSD9170), representing the Boston Federal Reserve District.

      Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items.

      		2020-12-09 2020-12-09

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      Boston Fed District International Banking Facilities Net Interest Margin Federal Reserve District Federal Financial Institutions Examination Council Reports of Condition and Income for All Insured U.S. Commercial Banks Commercial Net Discontinued Banks Interest Depository Institutions St. Louis Fed Quarterly Public Domain: Citation Requested Not Seasonally Adjusted United States of America

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