Observations

Q4 2025: 2.81

Updated: Feb 24, 2026 1:19 PM CST

Units:

Percent,

Seasonally Adjusted

Frequency:

Quarterly

Notes

Title	Release Dates

Charge-Off Rate on Consumer Loans, All Commercial Banks	2011-05-24	2026-02-24

Source

Board of Governors of the Federal Reserve System (US)	2011-05-24	2026-02-24

Release

Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks	2011-05-24	2026-02-24

Units

Percent	2011-05-24	2026-02-24

Frequency

Quarterly	2011-05-24	2026-02-24

Seasonal Adjustment

Seasonally Adjusted	2011-05-24	2026-02-24

Notes

Charge-off rates are annualized, net of recoveries.	2011-05-24	2025-08-17
data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/chargeoff/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).	2025-08-18	2026-02-24

Release Tables

Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks