Home > Sources > Board of Governors of the Federal Reserve System (US)

Senior Loan Officer Opinion Survey on Bank Lending Practices, Release Date: 2024-02-05

Tools

Download Release Dates
Release Calendar
Release Website

Filter By:

Need Help?

Help
Email Us

Name
Senior Loan Officer Opinion Survey on Bank Lending Practices

Link
http://www.federalreserve.gov/boarddocs/SnLoanSurvey/

Source
Board of Governors of the Federal Reserve System (US)

Notes
For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/. For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/data/SLOOS% For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

639 Series Revisions

« Previous 1 2 3 4 5 6 Next » [13]

Net Percentage of Large Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds to Small Firms Quarterly, Not Seasonally Adjusted, SUBLPDCISTSLGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 33.3

Net Percentage of Domestic Banks Increasing Premiums Charged on Riskier Loans for Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILTRNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 35.5

Net Percentage of Domestic Banks Tightening Policies on Credit Card Loans to Customers That Do Not Meet Credit Scoring Thresholds Quarterly, Not Seasonally Adjusted, SUBLPDCLCTENQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 10.6

Net Percentage of Other Domestic Banks Increasing the Minimum Required Credit Score for Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLATROTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 3.1

Number of Large Domestic Banks That Eased and Reported That More Favorable Economic Outlook Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIREONLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 2.0

Number of Large Domestic Banks That Eased and Reported That Improvement in Current or Expected Liquidity Position Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRELVLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 0.0

Net Percentage of Domestic Banks Increasing Collateral Requirements for Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILTQNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 21.3

Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWGNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 15.0

Number of Large Domestic Banks That Tightened and Reported That Less Aggressive Competition from Other Banks or Nonbank Lenders Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTANLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Net Percentage of Foreign Banks Reporting Increased Number of Inquiries for Commercial and Industrial Loans Quarterly, Not Seasonally Adjusted, SUBLPFCIINQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -5.0

Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSENLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 1.0

Number of Large Domestic Banks That Tightened and Reported That Less Aggressive Competition from Other Banks or Nonbank Lenders Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTAVLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Net Percentage of Other Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans from Small Firms Quarterly, Not Seasonally Adjusted, SUBLPDCISDOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -23.1

Net Percentage of Other Domestic Banks Tightening Standards for Government Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSGOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 5.6

Number of Foreign Banks That Eased and Reported That More Aggressive Competition from Other Banks or Nonbank Lenders Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIREAVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q2 2021 3.0

Net Percentage of Other Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDEOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -50.0

Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDJNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -47.1

Number of Foreign Banks That Tightened and Reported That Current or Expected Liquidity Position Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRTLNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 2 Q1 2024 2.0

Net Percentage of Large Domestic Banks Increasing the Minimum Required Down Payment on Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTDLGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 0.0

Net Percentage of Domestic Banks Reporting Increased Number of Inquiries for Commercial and Industrial Loans Quarterly, Not Seasonally Adjusted, SUBLPDCIAINQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -28.8

Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSMNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 4.0

Number of Large Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRERVLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 0.0

Net Percentage of Other Domestic Banks Reporting Increased Number of Inquiries for Commercial and Industrial Loans Quarterly, Not Seasonally Adjusted, SUBLPDCIAIOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -29.7

Number of Large Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTRNLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 2.0

Net Percentage of Other Domestic Banks Tightening Standards for Commercial and Industrial Loans to Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILSOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 22.5

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSEVOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Net Percentage of Foreign Banks Tightening Standards for Approving Commercial and Industrial Loans Quarterly, Not Seasonally Adjusted, SUBLPFCISNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 15.0

Net Percentage of Other Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans with Construction and Land Development Purposes Quarterly, Not Seasonally Adjusted, SUBLPDRCDCOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -47.4

Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWAVLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWESNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q1 2023 4.0

Number of Other Domestic Banks That Eased and Reported That More Aggressive Competition from Other Banks or Nonbank Lenders Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIREASOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 4.0

Number of Other Domestic Banks That Eased and Reported That More Aggressive Competition from Other Banks or Nonbank Lenders Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIREAVOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 2.0

Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSEVLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Number of Domestic Banks That Eased and Reported That Improvement in Current or Expected Liquidity Position Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRELNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 6.0

Net Percentage of Other Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans Secured by Multifamily Residential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCDMOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -48.6

Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRESSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 1.0

Number of Domestic Banks That Tightened and Reported That Less Aggressive Competition from Other Banks or Nonbank Lenders Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTANNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 11.0

Net Percentage of Foreign Banks Increasing Collateralization Requirements Quarterly, Not Seasonally Adjusted, SUBLPFCITQNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 5.3

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWGNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q1 2023 5.0

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing from Other Bank or Nonbank Sources Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSSSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Number of Large Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRECNLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 3.0

Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWINOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Net Percentage of Other Domestic Banks Tightening Standards for Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCSOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 14.3

Net Percentage of Other Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLIWOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -13.5

Number of Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRERVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 0.0

Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWPSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWGVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q1 2023 0.0

Net Percentage of Domestic Banks Tightening Loan Covenants for Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILTLNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 19.4

Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWPVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 1.0

Net Percentage of Other Domestic Banks Increasing the Use of Interest Rate Floors for Small Firms Quarterly, Not Seasonally Adjusted, SUBLPDCISTFOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 23.7