ALFRED Graph | ALFRED | St. Louis Fed

Observations

Q4 2015: 10.07308

Updated: Mar 15, 2016 2:26 PM CDT

Q4 2015:	10.07308
Q3 2015:	10.04187
Q2 2015:	10.02961
Q1 2015:	10.04785
Q4 2014:	10.00885

Units:

Percent,

Seasonally Adjusted

Frequency:

Quarterly

Notes

Title	Release Dates

Household Debt Service Payments as a Percent of Disposable Personal Income	1999-11-09	2025-09-19

Source

Board of Governors of the Federal Reserve System (US)	1999-11-09	2025-09-19

Release

Household Debt Service and Financial Obligations Ratios	1999-11-09	2024-09-24
Household Debt Service Ratios	2024-09-25	2025-09-19

Units

Percent	1999-11-09	2025-09-19

Frequency

Quarterly	1999-11-09	2025-09-19

Seasonal Adjustment

Seasonally Adjusted	1999-11-09	2025-09-19

Notes

For further information please see the Board of Governors web site at http://www.federalreserve.gov/releases/housedebt/default.htm http://www.federalreserve.gov/releases/housedebt/about.htm	1999-11-09	2019-06-19
The Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm).	2019-06-20	2025-06-25
Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For questions on the data, please contact the data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/housedebt/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).	2025-06-26	2025-09-19