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Home > Releases > Senior Loan Officer Opinion Survey on Bank Lending Practices > Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans

Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans (SUBLPDCLXTSOTHNQ)

Observations

Q4 2025: -5.4
Updated: Nov 3, 2025 1:11 PM CST
Q4 2025:  -5.4  
Q3 2025:  0.0  
Q2 2025:  -2.4  
Q1 2025:  5.3  
Q4 2024:  0.0  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly

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Notes

Title Release Dates
Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans 2022-11-07 2025-05-11
Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans 2025-05-12 2025-11-03
 
Source    
Board of Governors of the Federal Reserve System (US) 2022-11-07 2025-11-03
 
Release    
Senior Loan Officer Opinion Survey on Bank Lending Practices 2022-11-07 2025-11-03
 
Units    
Percent 2022-11-07 2025-11-03
 
Frequency    
Quarterly 2022-11-07 2025-11-03
 
Seasonal Adjustment    
Not Seasonally Adjusted 2022-11-07 2025-11-03
 
Notes    
This data series is part of the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS). The purpose of the survey is to provide qualitative and limited quantitative information on bank credit availability and loan demand, as well as on evolving developments and lending practices in the U.S. loan markets. A portion of each survey typically covers special topics of timely interest. For more detail, refer to the Board's supporting statement (https://www.federalreserve.gov/data/sloos/about.htm).

2022-11-07 2025-05-11
data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/data/SLOOS%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).

2025-05-12 2025-11-03

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Funds Senior Loan Officer Surv. on Bank Lending Cost Credit Cards Spread Vehicles Domestic Net Percent Loans Consumer Banks Depository Institutions Board of Governors Rate Quarterly Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted