Observations

Q4 2025: 1

Updated: Dec 18, 2025 1:04 PM CST

Units:

Number of Respondents,

Not Seasonally Adjusted

Frequency:

Quarterly

Notes

Title	Release Dates

74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?\| A. Terms for Average Clients \| 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). \| Answer Type: Eased Somewhat	2022-12-22	2025-06-25
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?\| A. Terms for Average Clients \| 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). \| Answer Type: Eased Somewhat	2025-06-26	2025-12-18

Source

Board of Governors of the Federal Reserve System (US)	2022-12-22	2025-12-18

Release

Senior Credit Officer Opinion Survey on Dealer Financing Terms	2022-12-22	2025-12-18

Units

Number of Respondents	2022-12-22	2025-12-18

Frequency

Quarterly	2022-12-22	2025-12-18

Seasonal Adjustment

Not Seasonally Adjusted	2022-12-22	2025-12-18

Notes

https://www.federalreserve.gov/data/scoos.htm (https://www.federalreserve.gov/data/scoos.htm). For questions on the data, please contact the data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).	2025-06-26	2025-12-18

Release Tables

Senior Credit Officer Opinion Survey on Dealer Financing Terms