Observations

Q2 2025: 6.94

Updated: Oct 17, 2025 8:55 PM CDT

Units:

Percent,

Not Seasonally Adjusted

Frequency:

Quarterly,

End of Quarter

Notes

Title	Release Dates

Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: 680-739 Credit Score	2025-07-08	2025-10-17

Source

Federal Reserve Bank of Philadelphia	2025-07-08	2025-10-17

Release

FR Y-14M Large Bank Credit Card and Mortgage Data	2025-07-08	2025-10-17

Units

Percent	2025-07-08	2025-10-17

Frequency

Quarterly, End of Quarter	2025-07-08	2025-10-17

Seasonal Adjustment

Not Seasonally Adjusted	2025-07-08	2025-10-17

Notes

The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score greater than or equal to 680 and less than 740 at the time of origination. For more detail see the methodology (https://sc103-philfed-prod-cm.sitecore-prod-ase4.appserviceenvironment.net/surveys-and-data/y14-methodology).	2025-07-08	2025-10-17

Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: 680-739 Credit Score (RCMFLRIGIRAPCTF30S680T739)