Observations

Q3 2025: 2,433.69

Updated: Jan 21, 2026 2:03 PM CST

Units:

U.S. Dollars,

Not Seasonally Adjusted

Frequency:

Quarterly,

End of Quarter

Notes

Title	Release Dates

Large Bank Consumer Credit Card Balances: Average Purchase Volume by Credit Score Group: >=720 Credit Score	2025-07-08	2026-01-21

Source

Federal Reserve Bank of Philadelphia	2025-07-08	2026-01-21

Release

FR Y-14M Large Bank Credit Card and Mortgage Data	2025-07-08	2026-01-21

Units

U.S. Dollars	2025-07-08	2026-01-21

Frequency

Quarterly, End of Quarter	2025-07-08	2026-01-21

Seasonal Adjustment

Not Seasonally Adjusted	2025-07-08	2026-01-21

Notes

The average quarterly total purchase volume per active credit card account with a current credit score greater than or equal to 720. An account's purchase volume is the net sum for the three months within the quarter. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. For more detail see the methodology (https://sc103-philfed-prod-cm.sitecore-prod-ase4.appserviceenvironment.net/surveys-and-data/y14-methodology).	2025-07-08	2026-01-21

Large Bank Consumer Credit Card Balances: Average Purchase Volume by Credit Score Group: >=720 Credit Score (RCCCBPURCHASEASGTE720)