Observations

Q4 2024: 5.77282

Updated: Mar 21, 2025 1:17 PM CDT

Units:

Percent,

Seasonally Adjusted

Frequency:

Quarterly

Notes

Title	Release Dates

Mortgage Debt Service Payments as a Percent of Disposable Personal Income	2013-12-13	2025-03-21

Source

Board of Governors of the Federal Reserve System (US)	2013-12-13	2025-03-21

Release

Household Debt Service and Financial Obligations Ratios	2013-12-13	2024-09-24
Household Debt Service Ratios	2024-09-25	2025-03-21

Units

Percent	2013-12-13	2025-03-21

Frequency

Quarterly	2013-12-13	2025-03-21

Seasonal Adjustment

Seasonally Adjusted	2013-12-13	2025-03-21

Notes

The Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm).	2013-12-13	2025-03-21

Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP)