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Bankrate Consumer Survey Poll: How Long Would Your Emergency Savings Last? Some, but Less Than Would Cover 3 Months' Expenses (ESAVINGSBR0102)

Observations

2025: 30
Updated: Jan 21, 2026 11:27 AM CST
2025:  30  
2024:  29  
2023:  30  
2022:  28  
2021:  26  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Annual,
As of May

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Notes

Title Release Dates
Bankrate Consumer Survey Poll: How Long Would Your Emergency Savings Last? Some, but Less Than Would Cover 3 Months' Expenses 2026-01-21 2026-01-21
 
Source    
Bankrate, LLC 2026-01-21 2026-01-21
 
Release    
Bankrate Consumer Polls 2026-01-21 2026-01-21
 
Units    
Percent 2026-01-21 2026-01-21
 
Frequency    
Annual, As of May 2026-01-21 2026-01-21
 
Seasonal Adjustment    
Not Seasonally Adjusted 2026-01-21 2026-01-21
 
Notes    
This series measures the percentage of U.S. adults indicating how long their emergency savings would last. This survey is typically polled in May or June. Current observation as of May 17, 2024.

Bankrate has been tracking consumer opinion on financial topics since 2011. Surveys were initially conducted by Princeton Survey Research Associates International (PSRAI), later by YouGov Plc. and SSRS. Data are collected via telephone (landline/cell) and web surveys, with demographic weighting to ensure representativeness. Margins of error generally range between 2–4 percentage points. Polling Dates:
June 02, 2011 – June 05, 2011
June 07, 2012 – June 10, 2012
June 06, 2013 – June 09, 2013
June 05, 2014 – June 08, 2014
June 04, 2015 – June 07, 2015
June 02, 2016 – June 05, 2016
June 01, 2017 – June 04, 2017
June 06, 2018 – June 10, 2018
May 21, 2019 – May 26, 2019
July 28, 2020 – August 02, 2020
June 22, 2021 – June 27, 2021
June 03, 2022 – June 05, 2022
May 19, 2023 – May 22, 2023
May 17, 2024 – May 20, 2024
May 16, 2025 – May 19, 2025
Copyright Bankrate, LLC. Bankrate How long would your emergency savings last? (https://www.bankrate.com/data-center/how-much-emergency-savings/)

2026-01-21 2026-01-21

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Personal Finance Bankrate, LLC. Copyrighted: Citation Required Annual Not Seasonally Adjusted