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Bankrate Monitor (BRM): Home Equity Line of Credit (HELOC) Rate (BRMHELOC01)

Observations

2026-08-05: 7.44
Updated: Aug 6, 2026 9:01 AM CDT
2026-08-05:  7.44  
2026-07-29:  7.44  
2026-07-22:  7.43  
2026-07-15:  7.43  
2026-07-08:  7.43  

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Weekly,
As of Thursday

Fullscreen

Notes

Title Release Dates
Bankrate Monitor (BRM): Home Equity Line of Credit (HELOC) Rate 2026-01-21 2026-08-06
 
Source    
Bankrate, LLC 2026-01-21 2026-08-06
 
Release    
Bankrate Monitor (BRM) National Index 2026-01-21 2026-08-06
 
Units    
Percent 2026-01-21 2026-08-06
 
Frequency    
Weekly, As of Thursday 2026-01-21 2026-08-06
 
Seasonal Adjustment    
Not Seasonally Adjusted 2026-01-21 2026-08-06
 
Notes    
This series measures the national average interest rate for Home Equity Lines of Credit (HELOCs).

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For the BRM home equity rates, interest rates are collected as defined above based on no existing relationship or automatic payments. The customer profile also includes: 700 FICO, 30K loan/line amount, 80 percent LTV, Existing single-family detached home, Primary residence. Copyright Bankrate, LLC. Bankrate Home equity line of credit (HELOC) rate (https://www.bankrate.com/data-center/heloc/)

2026-01-21 2026-08-06

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Bankrate, LLC. Consumer Credit Loans Weekly Consumer Housing Copyrighted: Citation Required Not Seasonally Adjusted