Observations

2026-08-05: 19.56

Updated: Aug 6, 2026 9:01 AM CDT

Units:

Percent,

Not Seasonally Adjusted

Frequency:

Weekly,

As of Thursday

Notes

Title	Release Dates

Bankrate Monitor (BRM): Credit Card APR	2026-01-21	2026-08-06

Source

Bankrate, LLC	2026-01-21	2026-08-06

Release

Bankrate Monitor (BRM) National Index	2026-01-21	2026-08-06

Units

Percent	2026-01-21	2026-08-06

Frequency

Weekly, As of Thursday	2026-01-21	2026-08-06

Seasonal Adjustment

Not Seasonally Adjusted	2026-01-21	2026-08-06

Notes

This series reflects the national average Annual Percentage Rate (APR) on new credit card offers. The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 50 largest credit card issuers in the US ranked by total receivables, an industry standard measure. The credit card interest rates are calculated assuming a 700 FICO score when disclosed, otherwise as the average midpoint of the APR range. Copyright Bankrate, LLC. Bankrate Credit card APR (https://www.bankrate.com/data-center/credit-card/)	2026-01-21	2026-08-06

Bankrate Monitor (BRM): Credit Card APR (BRMCC01)