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National Rates and Rate Caps - Monthly Update, Release Date: 2025-12-15

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Name
National Rates and Rate Caps - Monthly Update

Link
http://www.fdic.gov/regulations/resources/rates/index.html

Source
Federal Deposit Insurance Corporation

95 Series Revisions

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National Rate: Savings Monthly, Not Seasonally Adjusted, SNDR
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 0.39

Treasury Yield: Money Market <100M Monthly, Not Seasonally Adjusted, MMTY
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.89

National Rate: 12 Month CD <100M Monthly, Not Seasonally Adjusted, NDR12MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.63

National Rate: Money Market <100M Monthly, Not Seasonally Adjusted, MMNDR
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 0.58

Treasury Yield: 12 Month CD <100M Monthly, Not Seasonally Adjusted, TY12MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.61

National Rate: Interest Checking Monthly, Not Seasonally Adjusted, ICNDR
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 0.07

National Rate: 3 Month CD <100M Monthly, Not Seasonally Adjusted, NDR3MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.44

Treasury Yield: 6 Month CD <100M Monthly, Not Seasonally Adjusted, TY6MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.74

Treasury Yield: 3 Month CD <100M Monthly, Not Seasonally Adjusted, TY3MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.88

National Rate on Non-Jumbo Deposits (less than $100,000): Money Market (DISCONTINUED) Weekly, Not Seasonally Adjusted, MMNRNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.06

National Rate: 60 Month CD <100M Monthly, Not Seasonally Adjusted, NDR60MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.3351385893373189

Treasury Yield: 24 Month CD <100M Monthly, Not Seasonally Adjusted, TY24MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.47

National Rate on Non-Jumbo Deposits (less than $100,000): 12 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD12NRNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.14

Treasury Yield: 36 Month CD <100M Monthly, Not Seasonally Adjusted, TY36MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.49

Treasury Yield: 48 Month CD <100M Monthly, Not Seasonally Adjusted, TY48MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.49

Treasury Yield: 60 Month CD <100M Monthly, Not Seasonally Adjusted, TY60MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.59

National Rate on Jumbo Deposits (greater or equal to $100,000): Money Market (DISCONTINUED) Weekly, Not Seasonally Adjusted, MMNRJD
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.11

National Rate: 6 Month CD <100M Monthly, Not Seasonally Adjusted, NDR6MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.58

National Rate on Non-Jumbo Deposits (less than $100,000): Savings (DISCONTINUED) Weekly, Not Seasonally Adjusted, SAVNRNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.04

National Rate: 1 Month CD <100M Monthly, Not Seasonally Adjusted, NDR1MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 0.24

Treasury Yield: Savings Monthly, Not Seasonally Adjusted, STY
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 3.89

National Rate Cap: Savings Monthly, Not Seasonally Adjusted, SNRC
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.640000000000001

National Rate on Non-Jumbo Deposits (less than $100,000): 3 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD3NRNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.06

Treasury Yield: 1 Month CD <100M Monthly, Not Seasonally Adjusted, TY1MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.05

National Rate Cap: Money Market <100M Monthly, Not Seasonally Adjusted, MMNRC
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.640000000000001

National Rate on Jumbo Deposits (greater or equal to $100,000): 12 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD12NRJD
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.15

National Rate on Non-Jumbo Deposits (less than $100,000): Interest Checking (DISCONTINUED) Weekly, Not Seasonally Adjusted, ICNRNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.03

National Rate on Jumbo Deposits (greater or equal to $100,000): 3 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD3NRJD
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.07

Treasury Yield: Rate Cap Adjusted: 48 Month CD <100M Monthly, Not Seasonally Adjusted, TYRCA48MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.94

National Rate: 24 Month CD <100M Monthly, Not Seasonally Adjusted, NDR24MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.41

National Rate: 36 Month CD <100M Monthly, Not Seasonally Adjusted, NDR36MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.33

National Rate on Jumbo Deposits (greater or equal to $100,000): 6 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD6NRJD
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.1

National Rate Cap: Interest Checking Monthly, Not Seasonally Adjusted, ICNRC
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.640000000000001

Treasury Yield: Rate Cap Adjusted: Savings Monthly, Not Seasonally Adjusted, STYRCA
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.640000000000001

National Rate Cap: 12 Month CD <100M Monthly, Not Seasonally Adjusted, NRC12MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.08

National Rate Plus 75 Bps: Savings Monthly, Not Seasonally Adjusted, SNDRRCA
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 1.1400000000000001

Treasury Yield: Rate Cap Adjusted: 12 Month CD <100M Monthly, Not Seasonally Adjusted, TYRCA12MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.08

National Rate Plus 75 Bps: 12 Month CD <100M Monthly, Not Seasonally Adjusted, NDRRCA12MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 2.38

National Rate on Jumbo Deposits (greater or equal to $100,000): 1 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD1NRJD
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.05

Treasury Yield: Rate Cap Adjusted: Money Market <100M Monthly, Not Seasonally Adjusted, MMTYRCA
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.640000000000001

National Rate on Non-Jumbo Deposits (less than $100,000): 1 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD1NRNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.04

National Rate Plus 75 Bps: Interest Checking Monthly, Not Seasonally Adjusted, ICNDRRCA
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 0.8200000000000001

National Rate on Jumbo Deposits (greater or equal to $100,000): 60 Month CD (DISCONTINUED) Weekly, Not Seasonally Adjusted, CD60NRJD
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.31

Rate Cap on Non-Jumbo Deposits (less than $100,000): Money Market (DISCONTINUED) Weekly, Not Seasonally Adjusted, MMRCNJ
Units # of New/Revised Obs. Last Observation Percent 0 2021-03-29 0.81

Treasury Yield: Rate Cap Adjusted: 3 Month CD <100M Monthly, Not Seasonally Adjusted, TYRCA3MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.41

Treasury Yield: Rate Cap Adjusted: 1 Month CD <100M Monthly, Not Seasonally Adjusted, TYRCA1MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.61

National Rate Cap: 3 Month CD <100M Monthly, Not Seasonally Adjusted, NRC3MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.41

National Rate Cap: 6 Month CD <100M Monthly, Not Seasonally Adjusted, NRC6MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.24

Treasury Yield: Rate Cap Adjusted: 60 Month CD <100M Monthly, Not Seasonally Adjusted, TYRCA60MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 5.06

Treasury Yield: Rate Cap Adjusted: 24 Month CD <100M Monthly, Not Seasonally Adjusted, TYRCA24MCD
Units # of New/Revised Obs. Last Observation Percent 1 Dec 2025 4.91