Home > Sources > Board of Governors of the Federal Reserve System (US)

Senior Loan Officer Opinion Survey on Bank Lending Practices, Release Date: 2024-02-05

Tools

Download Release Dates
Release Calendar
Release Website

Filter By:

Need Help?

Help
Email Us

Name
Senior Loan Officer Opinion Survey on Bank Lending Practices

Link
http://www.federalreserve.gov/boarddocs/SnLoanSurvey/

Source
Board of Governors of the Federal Reserve System (US)

Notes
For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/. For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/data/SLOOS% For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

639 Series Revisions

« Previous 1 2 3 4 5 6 Next » [13]

Number of Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRECSNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 1.0

Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Inventory Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRSIVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q3 2022 0.0

Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSAVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSAVOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Number of Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTOVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 8.0

Number of Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTRNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 9.0

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWGNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q1 2023 5.0

Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSMNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 4.0

Number of Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTCVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 2.0

Number of Other Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTIVOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 1.0

Number of Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRESNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 7.0

Number of Large Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTONLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 2.0

Net Percentage of Other Domestic Banks Reporting Stronger Demand for HELOCs Quarterly, Not Seasonally Adjusted, SUBLPDCLHDOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -22.2

Number of Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRECNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 6.0

Number of Domestic Banks That Eased and Reported That More Favorable Economic Outlook Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIREONNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 5.0

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSMSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 1.0

Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLOTRNQ
Units # of New/Revised Obs. Last Observation Percent 0 Q1 2011 3.8

Number of Large Domestic Banks That Eased and Reported That Reduced Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIREESLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 0.0

Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWGSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Decreased Customer Internally Generated Funds Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSGSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Number of Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRESSNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 1.0

Number of Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRERVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 0.0

Net Percentage of Large Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans Secured by Multifamily Residential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCDMLGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -52.4

Number of Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTRVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 3.0

Number of Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRERSNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 3.0

Number of Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTOSNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 14.0

Number of Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTCNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 18.0

Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWISOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 11.0

Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTRNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 17.6

Number of Large Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRECSLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q4 2022 0.0

Net Percentage of Banks Reporting Stronger Demand for Mortgage Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, H0SUBLPDHMDNQ
Units # of New/Revised Obs. Last Observation Percent 0 Q1 2007 -37.0

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customers' Precautionary Demand for Cash and Liquidity Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSPSOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 2.0

Net Percentage of Other Domestic Banks Tightening Standards for GSE-Eligible Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSEOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 8.1

Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Decreased Customer Internally Generated Funds Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRSGNOTHNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 1.0

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWINNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q1 2023 3.0

Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTLVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 4.0

Net Percentage of Large Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTRLGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 25.0

Number of Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTCSNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 8.0

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPFCIRWESNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q1 2023 4.0

Net Percentage of Domestic Banks Increasing Premiums Charged on Riskier Loans for Small Firms Quarterly, Not Seasonally Adjusted, SUBLPDCISTRNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 34.5

Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds on Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLATSOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 31.3

Net Percentage of Other Domestic Banks Tightening Standards for Qualified Mortgage Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSJOTHNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 20.6

Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTLNNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 14.0

Net Percentage of Large Domestic Banks Reducing the Maximum Size of Credit Lines for Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILTMLGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 0.0

Net Percentage of Large Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDELGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 -52.9

Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Customers' Transitioning from Commercial and Industrial Loans to Commercial Real Estate Loans Was a Very Important Reason (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPFCIRWRVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 0 Q3 2013 0.0

Number of Domestic Banks That Tightened and Reported That Less Aggressive Competition from Other Banks or Nonbank Lenders Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTAVNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors Quarterly, Not Seasonally Adjusted, SUBLPFCITFNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 0.0

Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRWAVLGNQ
Units # of New/Revised Obs. Last Observation Number of Responses 1 Q1 2024 0.0

Net Percentage of Large Domestic Banks Increasing Premiums Charged on Riskier Loans for Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILTRLGNQ
Units # of New/Revised Obs. Last Observation Percent 1 Q1 2024 27.3