Senior Loan Officer Survey

Net Percentage of Domestic Banks Tightening Standards for Credit Card Loans Quarterly, Not Seasonally Adjusted, DRTSCLCC
Units Release Dates Observation Period Percent 2010-04-20 to 2024-02-05 Q1 1996 to Q1 2024

Net Percentage of Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, DRIWCIL
Units Release Dates Observation Period Percent 2010-04-20 to 2024-02-05 Q2 1982 to Q1 2024

Net Percentage of Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, STDSOTHCONS
Units Release Dates Observation Period Percent 2011-08-15 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Reporting Stronger Demand for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, DEMOTHCONS
Units Release Dates Observation Period Percent 2011-08-15 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans, Weighted to Differentiate "much More Willing" and "much Less Willing" Responses (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLIWXWFRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2022-11-07 Q3 1966 to Q3 2017

Net Percentage of Other Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXSOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Large Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLIWLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 1982 to Q1 2024

Net Percentage of Large Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXSLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTSOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Tightening Policies on Consumer Loans Excluding Credit Card Loans for Customers That Do Not Meet Credit Scoring Thresholds (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLOTENQ
Units Release Dates Observation Period Percent 2014-08-04 to 2019-11-04 Q1 2002 to Q1 2011

Net Percentage of Other Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTROTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Large Domestic Banks Reporting Stronger Demand for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXDLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Large Domestic Banks Tightening Policies on Consumer Loans Excluding Credit Card and Auto Loans to Customers That Do Not Meet Credit Scoring Thresholds Quarterly, Not Seasonally Adjusted, SUBLPDCLXTELGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Other Domestic Banks Tightening Policies on Consumer Loans Excluding Credit Card and Auto Loans to Customers That Do Not Meet Credit Scoring Thresholds Quarterly, Not Seasonally Adjusted, SUBLPDCLXTEOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Other Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLIWOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 1982 to Q1 2024

Net Percentage of Large Domestic Banks Increasing the Minimum Required Down Payment on Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTDLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card (DISCONTINUED) Quarterly, Not Seasonally Adjusted, DRTSCOCL
Units Release Dates Observation Period Percent 2010-04-20 to 2011-01-31 Q1 1996 to Q1 2011 Percent 2011-02-01 to 2012-01-31 Q1 1996 to Q1 2011

Net Percentage of Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLOSNQ
Units Release Dates Observation Period Percent 2014-08-04 to 2019-11-04 Q1 1996 to Q1 2011

Net Percentage of Domestic Banks Tightening Policies on Consumer Loans Excluding Credit Card and Auto Loans to Customers That Do Not Meet Credit Scoring Thresholds Quarterly, Not Seasonally Adjusted, SUBLPDCLXTENQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Other Domestic Banks Reporting Stronger Demand for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXDOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Other Domestic Banks Reducing the Maximum Size of Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTMOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLOTRNQ
Units Release Dates Observation Period Percent 2014-08-04 to 2014-08-04 Q2 2001 to Q1 2011

Net Percentage of Domestic Banks Increasing the Minimum Required Down Payment on Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTDNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Increasing the Minimum Required Down Payments for Consumer Loans Excluding Credit Card Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLOTDNQ
Units Release Dates Observation Period Percent 2014-08-04 to 2019-11-04 Q1 1996 to Q1 2011

Net Percentage of Domestic Banks Reporting Stronger Demand for Consumer Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, DRSDCL
Units Release Dates Observation Period Percent 2010-04-20 to 2019-11-04 Q4 1991 to Q1 2011

Net Percentage of Large Domestic Banks Increasing Spreads of Loan Rates over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTSLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Other Domestic Banks Increasing the Minimum Required Down Payment on Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTDOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Large Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTRLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Reducing the Maximum Size of Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTMNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Large Domestic Banks Reducing the Maximum Size of Consumer Loans Excluding Credit Card and Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLXTMLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2024-02-05 Q2 2011 to Q1 2024

Net Percentage of Domestic Banks Reducing the Maximum Maturity for Consumer Loans Excluding Credit Card Loans (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLOTMNQ
Units Release Dates Observation Period Percent 2014-08-04 to 2019-11-04 Q2 1996 to Q1 2011