Senior Loan Officer Survey

Net Percentage of Other Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDSOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2007 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2007 to Q2 2026

Net Percentage of Other Domestic Banks Increasing Spreads of Interest Rates Over Banks' Cost of Funds on Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCTSOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q1 1996 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q1 1996 to Q2 2026

Net Percentage of Large Domestic Banks Tightening Standards for Subprime Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSSLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2007 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2007 to Q2 2026

Net Percentage of Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLATSNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2011 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2011 to Q2 2026

Number of Large Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Very Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRERVLGNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2025-05-11 Q2 1995 to Q1 2025 Number of Respondents 2025-05-12 to 2026-05-04 Q2 1995 to Q2 2026

Net Percentage of Large Domestic Banks Tightening Standards for Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLASLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2011 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2011 to Q2 2026

Net Percentage of Domestic Banks Tightening Standards for Qualified Mortgage Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSJNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2025-05-11 Q1 2015 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q1 2015 to Q2 2026

Large Bank Definition by Total Assets Quarterly, Not Seasonally Adjusted, SUBLPDMCONQ
Units Release Dates Observation Period Billions of Dollars 2022-11-07 to 2025-05-11 Q1 1989 to Q1 2025 Billions of Dollars 2025-05-12 to 2026-05-04 Q1 1989 to Q2 2026

Net Percentage of Large Domestic Banks Increasing the Minimum Required Credit Score for Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCTRLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2001 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2001 to Q2 2026

Net Percentage of Domestic Banks Increasing the Minimum Required Down Payment on Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLATDNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2011 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2011 to Q2 2026

Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Auto Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLATRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2011 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2011 to Q2 2026

Net Percentage of Large Domestic Banks Tightening Standards for Qualified Mortgage Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSJLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q1 2015 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q1 2015 to Q2 2026

Net Percentage of Other Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Nonfarm Nonresidential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCSNOTHNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q4 2013 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q4 2013 to Q2 2026

Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Multifamily Residential Structures Quarterly, Not Seasonally Adjusted, SUBLPDRCSMLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q4 2013 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q4 2013 to Q2 2026

Number of Large Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRERSLGNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2025-05-11 Q2 1995 to Q1 2025 Number of Respondents 2025-05-12 to 2026-05-04 Q2 1995 to Q2 2026

Net Percentage of Domestic Banks Tightening Standards for Government Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMSGNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2025-05-11 Q1 2015 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q1 2015 to Q2 2026

Net Percentage of Domestic Banks Increasing Collateral Requirements for Small Firms Quarterly, Not Seasonally Adjusted, SUBLPDCISTQNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 1990 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 1990 to Q2 2026

Net Percentage of Domestic Banks Reporting Stronger Demand for Household Loans, Weighted by Banks' Outstanding Loan Balances by Category Quarterly, Not Seasonally Adjusted, SUBLPDMHDXWBNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q4 1991 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q4 1991 to Q2 2026

Net Percentage of Large Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans From Large and Middle-Market Firms Quarterly, Not Seasonally Adjusted, SUBLPDCILDLGNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q4 1991 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q4 1991 to Q2 2026

Net Percentage of Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans, Weighted to Differentiate "Much More Willing" and "Much Less Willing" Responses (DISCONTINUED) Quarterly, Not Seasonally Adjusted, SUBLPDCLIWXWFRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q3 1966 to Q3 2017 Percent 2025-05-12 to 2025-05-12 Q3 1966 to Q3 2017

Number of Domestic Banks That Tightened and Reported That Increase in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRTDNNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2025-05-11 Q3 2000 to Q1 2011 Number of Respondents 2025-05-12 to 2025-05-12 Q3 2000 to Q1 2011

Net Percentage of Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Jumbo Mortgage Loans Quarterly, Not Seasonally Adjusted, SUBLPDHMDKNQ
Units Release Dates Observation Period Percent 2015-02-02 to 2025-05-11 Q1 2015 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q1 2015 to Q2 2026

Number of Large Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was a Somewhat Important Reason Quarterly, Not Seasonally Adjusted, SUBLPDCIRECSLGNQ
Units Release Dates Observation Period Number of Responses 2022-11-07 to 2025-05-11 Q2 1992 to Q1 2025 Number of Respondents 2025-05-12 to 2026-05-04 Q2 1992 to Q2 2026

Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCTRNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q2 2001 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q2 2001 to Q2 2026

Net Percentage of Domestic Banks Increasing the Minimum Percentage of Outstanding Balances Required to Be Repaid on Credit Card Loans Quarterly, Not Seasonally Adjusted, SUBLPDCLCTMNQ
Units Release Dates Observation Period Percent 2022-11-07 to 2025-05-11 Q1 1996 to Q1 2025 Percent 2025-05-12 to 2026-05-04 Q1 1996 to Q2 2026